Boyd County property record for 2109 Phelps Ave, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft |
| Lot Size | 0.14 acres (6,080 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $325 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-12-01-002.00 |
| Primary APN | 031-12-01-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,080 sqft (0.14 acres) |
| Lot Dimensions | 160 ft deep x 38 ft wide |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 488571 |
|---|---|
| Street Address | 2109 PHELPS AVE |
| City | ASHLAND |
| State | KY |
| Zip | 41101-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 78 - 38X160 BELMONT PLACE SUBDIVISION |
| Legal Subdivision | BELMONT PLACE SUBITION |
| Legal Lot Number | 78 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30700 |
Source: Boyd County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 9, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU |
| Oct 24, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jul 30, 2024 | Deed, Transfer |
| Sep 20, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2025 |
| Transfer Doc | 000873/157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 2109 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5523 BLACKBURN AVE, ASHLAND, KY 41101-6479 |
| Investor | Possibly a Property Investor |
| Document Number | 001574/706 |
|---|---|
| Date | Dec 9, 2024 |
| Book Page | 1574/706 |
| Instrument | 10032140 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | 1401 CENTRAL AVE, ASHLAND, KY 41101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Oct 24, 2025 |
| Property Address | 2109 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 000873/157 |
| Book / Page | 873 / 157 |
| Map Reference | MB 3 PG 135 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 10039030 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226 |
| Name | Verified Name |
|---|---|
| Address | 2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jul 30, 2024 |
| Property Address | 2109 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 000861/406 |
| Book / Page | 861 / 406 |
| Instrument Date | Jul 29, 2024 |
| Instrument | 10029285 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $27.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2103 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Name | Verified Name |
|---|---|
| Address | 2208 BROADWAY ST, CATLETTSBURG, KY 41129-1226 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Sep 20, 2021 |
| Property Address | 2109 PHELPS AVE, ASHLAND, KY 41101-4652 |
| Document Number | 000832/183 |
| Book / Page | 832 / 183 |
| Map Reference | MB 113 PG 550 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 10004940 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9466 TACOMA AVEA, ENGLEWOOD, FL 34224 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2183 PHELPS AVE, ASHLAND, KY 41101-4652 |
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $325.00 (-1.22%) | $48,000 (-) Land $10,000 Building $38,000 | $48,000 (-) Land $10,000 Building $38,000 |
| 2024 | $329.00 (-0.9%) | $48,000 (-) Land $10,000 Building $38,000 | $48,000 (-) Land $10,000 Building $38,000 |
| 2023 | $332.00 | $48,000 Land $10,000 Building $38,000 | $48,000 Land $10,000 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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