2111 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2111 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.75 ba · 1,190 sqft · built 1974
Lot Size	2.94 acres (128,316 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Sep 2025)
Tax Bill	$7,494 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0160-00050`

Property Details

APN / Parcel Number

Primary APN	`387-0160-00050`
Alternative APNs	`1187853` `1149606` `61162`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,190 sqft Gross Area
1st Floor Area	1,190 sqft
Basement Area	1,094 sqft
Finished Basement	1,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	128,316 sqft (2.94 acres)
Garage Area	2,140 sqft
Porch	Slab
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1187853
Street Address	2111 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8104
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 1, BLOCK 3, EXCEPT THAT PART OF LOT 1,BLOCK 3, DESCRIBED AS FOLLOWS: BEGINNING ATTHE MOST SOUTHERLY CORNER OF SAID LOT
Legal Subdivision	EVERHART HOMESTEAD T OF GREENW
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2147 BIRCH POINT RD, TOWER, MN 55790-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUSTAR FCU
Mar 10, 2025	Warranty Deed, Transfer
Jun 14, 2023	Deed of Distribution, Transfer
Jan 31, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	20251094071
Prior Transfer Date	May 23, 2023
Prior Transfer Doc	0001069169
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2025
Property Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	0001094071
Instrument Date	Aug 12, 2025
Instrument	1094071
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2147 BIRCH POINT RD, TOWER, MN 55790-8104

Mortgage

Document Number	0001094072
Date	Sep 11, 2025
Instrument	1094072

Lender

Name	TRUSTAR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2030

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 10, 2025
Property Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	0001088182
Instrument Date	Feb 28, 2025
Instrument	1088182
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Tax	$13.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4550 COLLEEN ST, PORT CHARLOTTE, FL 33952-9171

June 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ST LOUIS MN
Recording Date	Jun 14, 2023
Property Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	0001069169
Instrument Date	May 23, 2023
Instrument	1069169
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 31, 2023
Property Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104
Document Number	0001065688
Instrument Date	Jan 24, 2023
Instrument	1065688
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 BIRCH POINT RD, TOWER, MN 55790-8104

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,494.00 (+21.11%) Homeowner's exemption
2025	$6,188.00 (-6.44%) Homeowner's exemption	$958,500 (+26.2%) Land $522,900 Building $435,600	$958,500 (+26.2%) Land $522,900 Building $435,600
2024	$6,614.00 (+16.4%)	$759,500 (+19.44%) Land $406,000 Building $353,500	$759,500 (+19.44%) Land $406,000 Building $353,500
2023	$5,682.00 Homeowner's exemption
2022		$635,900 (+14.21%) Land $329,600 Building $306,300	$635,900 (+14.21%) Land $329,600 Building $306,300
2021		$556,800 Land $290,000 Building $266,800	$556,800 Land $290,000 Building $266,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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