St. Louis County property record for 2109 Birch Point Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,161 sqft · built 1976 |
| Lot Size | 0.821 acres (35,791 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,632 (2026) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0180-00010 |
| Primary APN | 387-0180-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Gross Area |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 35,791 sqft (0.821 acres) |
| Garage Area | 1,232 sqft |
| Deck Area | 68 sqft |
| Storage Building | 130 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1166917 |
|---|---|
| Street Address | 2109 BIRCH POINT RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8104 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 1 THRU 4 INCL PART OF VACATED ALLEYAND ROADWAY SERIAL # |
| Legal Subdivision | GAGES PLACE T OF GREENWOOD |
| Legal Block | 1 |
| Legal Lot Number | 1-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1271 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4550 COLLEEN ST, PORT CHARLOTTE, FL 33952-9171 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2024 |
| Transfer Doc | 0001080232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2109 BIRCH POINT RD, TOWER, MN 55790-8104 |
| Document Number | 00A1324342 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2109 BIRCH POINT RD TOWER MN 557908104, TOWER, MN 55790-8104 |
| Document Number | 00A1324342 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | A1324342 |
| Name | BOUNDARY WATERS ST BK |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,632.00 (+30.67%) | ||
| 2025 | $6,606.00 (-1.75%) | $891,800 (+22.08%) Land $428,100 Building $463,700 | $891,800 (+22.08%) Land $428,100 Building $463,700 |
| 2024 | $6,724.00 | $730,500 (+10.8%) Land $348,700 Building $381,800 | $730,500 (+10.8%) Land $348,700 Building $381,800 |
| 2022 | $659,300 Land $308,300 Building $351,000 | $659,300 Land $308,300 Building $351,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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