1. Home
  2. California
  3. Santa Cruz County
  4. Capitola
  5. Wharf Rd

2110 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2110 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,311 sqft · built 1983
Lot Size0.014 acres (610 sqft)
Owner2 Company Names on Record
Last Sale$899,000 (Mar 2025)
Tax Bill$3,713 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN035-281-18

Property Details

APN / Parcel Number

Primary APN035-281-18
Alternative APN
  • 035-281-18-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,311 sqft Living Area
Gross Area1,731 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area610 sqft (0.014 acres)
TerrainSteep
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2110 WHARF RD
CityCAPITOLA
StateCA
Zip95010-2065
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM3
Legal SubdivisionTRACT 943
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3000
Census Tract121701

Owner

Source: Santa Cruz County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2110 WHARF RD, CAPITOLA, CA 95010-2065
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleOct 21, 2014 · Amount on Record
Deed Document Number20255938
Prior Transfer DateMay 7, 2012
Prior Transfer Doc0000022582
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2110 WHARF RD, CAPITOLA, CA 95010-2065
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2110 WHARF RD, CAPITOLA, CA 95010-2065

Mortgage

Document Number0000012048
DateFeb 26, 2021
Instrument2021-0012048
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 18, 2019
Property Address2110 WHARF RD, CAPITOLA, CA 95010-2065
Document Number0000006727
Instrument DateFeb 7, 2019
Instrument6727
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2110 WHARF RD CAPITOLA CA 950102065, CAPITOLA, CA 95010-2065

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$873,853 (+29%) Land $611,697 Building $262,156
2025$3,713.00 (+12.58%) Homeowner's exemption$224,064 (+4.04%) Land $18,197 Building $205,867
2023$3,298.00 (+2.07%) Homeowner's exemption$215,363 Land $17,490 Building $197,873$647,820
2022$3,231.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

Nearby Properties on Wharf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures