2102 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2102 Wharf Rd, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,227 sqft · built 1983
Lot Size	0.015 acres (653 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Dec 2019)
Tax Bill	$9,817 (2025)
Deeds & Mortgages	Dec 2019 Sale & Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-281-20`

Property Details

APN / Parcel Number

Primary APN	`035-281-20`
Alternative APN	`035-281-20-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,227 sqft Living Area
Gross Area	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	653 sqft (0.015 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2102 WHARF RD
City	CAPITOLA
State	CA
Zip	95010-2065
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT 943 UNIT F-20
Legal Subdivision	RIVERVIEW
Legal Tract	943
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3000
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 035-281-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42659 EVERGLADES PARK DR, FREMONT, CA 94538-3925
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Grant Deed, Transfer · Line of Credit CMG MORTGAGE INC
Jul 03, 2019	Grant Deed, Transfer · Conventional Mortgage PEOPLES DISCOUNT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Jul 03, 2019 · Amount on Record
Deed Document Number	201941334
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0000072729
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2019
Property Address	2102 WHARF RD, CAPITOLA, CA 95010-2065
Document Number	0000041334
Map Reference	MB 70 PG 5
Instrument Date	Dec 23, 2019
Instrument	2019-0041334
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2099 GATEWAY PL STE 320, 320, SAN JOSE, CA 95110-1017

Mortgage

Document Number	0000041335
Date	Dec 30, 2019
Instrument	2019-0041335

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 03, 2019
Property Address	2102 WHARF RD, CAPITOLA, CA 95010-2065
Document Number	0000018470
Map Reference	MB 70 PG 5
Instrument Date	Jun 18, 2019
Instrument	2019-0018470
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2102 WHARF RD, CAPITOLA, CA 95010-2065

Mortgage

Document Number	0000018471
Date	Jul 03, 2019
Instrument	2019-0018471

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,708 (+2%) Land $461,825 Building $307,883
2025	$9,817.00 (+9.96%)	$754,616 (+4.04%) Land $452,770 Building $301,846
2023	$8,928.00 (+1.2%)	$725,313 Land $435,188 Building $290,125	$680,400
2022	$8,822.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Wharf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures