2110 E 41st St, Sterling, IL 61081 Property Records

Whiteside County property record for 2110 E 41st St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.692 acres (30,165 sqft)
Owner	Individual Name on Record
Tax Bill	$8,551 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1110227007`

Property Details

APN / Parcel Number

Primary APN	`1110227007`
Alternative APNs	`120637` `96415`

Exterior

Lot Area	30,165 sqft (0.692 acres)
Lot Dimensions	178 ft deep x 168 ft wide

Location & Zoning

Account Number	120637
Street Address	2110 E 41ST ST
City	STERLING
State	IL
Zip	61081-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELYS 4TH LOT 12 742112X
Legal Subdivision	RAYMOND SNAVELY ADD 04
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3013
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2110 E 41ST ST, STERLING, IL 61081-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2110 E 41ST ST, STERLING, IL 61081-9453
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008407
Date	Nov 29, 2021
Instrument	2021-08407

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2110 E 41ST ST, STERLING, IL 61081-9453
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007712
Date	Nov 1, 2021
Instrument	2021-07712

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2110 E 41ST ST, STERLING, IL 61081-9453
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107712
Date	Nov 1, 2021
Instrument	2021-07712

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2110 E 41ST ST, STERLING, IL 61081-9453
Document Number	0000006633
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2110 E 41ST ST STERLING IL 610819453, STERLING, IL 61081-9453

Mortgage

Document Number	0000006633
Date	Oct 14, 2020
Instrument	6633

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 13, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,551.00	$134,940 Land $7,296 Building $127,644
2024			$404,820 Land $21,888 Building $382,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Jo-Carroll Energy.

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