2109 E 41st St, Sterling, IL 61081 Property Records

Whiteside County property record for 2109 E 41st St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.69 acres (30,072 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jul 2012)
Tax Bill	$7,030 (2025)
Deeds & Mortgages	Oct 2024 Second Mortgage Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1110226010`

Property Details

APN / Parcel Number

Primary APN	`1110226010`
Alternative APN	`110181`

Exterior

Lot Area	30,072 sqft (0.69 acres)
Lot Dimensions	179 ft deep x 167 ft wide

Location & Zoning

Account Number	110181
Street Address	2109 E 41ST ST
City	STERLING
State	IL
Zip	61081-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELYS 4TH ADD LOT 14 742114X
Legal Subdivision	RAYMOND SNAVELYS FOURTH ADDITION
Legal Lot Number	14
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3021
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 E 41ST ST, STERLING, IL 61081-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STERLING FEDERAL BANK FSB
Nov 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance STERLING FEDERAL BANK
Nov 5, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance STERLING FEDERAL BANK
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on Record
Deed Sale	Jul 5, 2012 · Amount on Record
Deed Document Number	20124661
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2109 E 41ST ST, STERLING, IL 61081-9451
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004987
Date	Oct 25, 2024
Instrument	2024-04987

Lender

Name	STERLING FEDERAL BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2031

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 5, 2021
Property Address	2109 E 41ST ST, STERLING, IL 61081-9451
Document Number	0000007831
Instrument Date	Oct 27, 2021
Instrument	2021-07831
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 41ST ST, STERLING, IL 61081-9451

Mortgage

Document Number	0000007832
Date	Nov 5, 2021
Instrument	2021-07832

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 5, 2021
Property Address	2109 E 41ST ST, STERLING, IL 61081-9451
Document Number	0202107831
Instrument Date	Oct 27, 2021
Instrument	2021-07831
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 41ST ST, STERLING, IL 61081-9451

Mortgage

Document Number	0202107832
Date	Nov 5, 2021
Instrument	2021-07832

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 9, 2019
Property Address	2109 E 41ST ST, STERLING, IL 61081-9451
Document Number	0000006810
Instrument Date	Nov 8, 2019
Instrument	6810
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 12TH AVE ROCK FALLS IL 610712660, ROCK FALLS, IL 61071-2660

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,030.00	$97,962 Land $7,296 Building $90,666
2024			$293,886 Land $21,888 Building $271,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JCWIFI.com, Rise Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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