200 Waddle St, Findlay, OH 45840 Property Records

Hancock County property record for 200 Waddle St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1989
Lot Size	0.286 acres (12,467 sqft)
Owner	Individual Name on Record
Last Sale	$205,500 (Apr 2020)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-011-04-053.000`

Property Details

APN / Parcel Number

Primary APN	`1010-011-04-053.000`
Alternative APN	`560001006071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft
Upper Floors Area	462 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,467 sqft (0.286 acres)
Lot Dimensions	137 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	200 WADDLE ST
City	FINDLAY
State	OH
Zip	45840-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPES REPLAT HIGH POINT PARCEL C PT LOTS 19 & 20
Legal Subdivision	COPPES REPLAT HIGH POINT
Legal Lot Number	19,20
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3003
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 WADDLE ST, FINDLAY, OH 45840-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK FCU
Apr 28, 2020	Warranty Deed, Transfer · Conventional Mortgage HANCOCK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Jul 2, 1990 · Amount on Record
Deed Document Number	20203643
Deed Book / Page	2567 / 4685
Prior Transfer Date	Oct 5, 2009
Prior Transfer Doc	002366/899
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	200 WADDLE ST, FINDLAY, OH 45840-4000
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02568/3345
Date	May 19, 2020
Book Page	2568/3345
Instrument	202000004388

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 4, 2030

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2020
Property Address	200 WADDLE ST, FINDLAY, OH 45840-4000
Document Number	02567/4685
Book / Page	2567 / 4685
Instrument Date	Apr 24, 2020
Instrument	202000003643
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 WADDLE ST, FINDLAY, OH 45840-4000

Mortgage

Document Number	202000003644
Date	Apr 28, 2020
Instrument	202000003644

Lender

Name	HANCOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 (+17.38%) Homeowner's exemption	$98,040 (+35.96%) Land $13,910 Building $84,130	$280,090 (+35.94%) Land $39,730 Building $240,360
2024	$2,561.00 (-0.16%)	$72,110 (-) Land $10,220 Building $61,890
2023	$2,565.00 Homeowner's exemption	$72,110 Land $10,220 Building $61,890
2022			$206,040 Land $29,210 Building $176,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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