211 Park St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 211 Park St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,980 sqft · built 1925
Lot Size0.102 acres (4,463 sqft)
OwnerIndividual Name on File
Tax Bill$1,697 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN026-41-10-048.00

Property Details

APN / Parcel Number

Primary APN026-41-10-048.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Finished Area
Gross Area2,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,463 sqft (0.102 acres)
Lot Dimensions105 ft deep x 42.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address211 PARK ST
CityLUDLOW
StateKY
Zip41016-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOT 121 42.5'X 105'
Legal SubdivisionLUDLOW LAGOON LAND
Legal Lot Number121
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2021
Census Tract66900

Owner

211 Park St is owned and occupied by an individual who acquired it in July 2003.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address211 PARK ST, LUDLOW, KY 41016-1353
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 9, 2003
Transfer Doc0714059003
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateAug 25, 2026
Property Address211 PARK ST, LUDLOW, KY 41016-1353
Document Number0000019390
Book / Page487 / 163
Instrument DateAug 13, 2026
Instrument202619390
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 PARK ST, LUDLOW, KY 41016-1353

Mortgage

Document Number0000019390,
DateAug 25, 2026
Book Page487/163
Instrument202619390
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 211 Park St was $1,697.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,500 (+38.85%) Land $15,000 Building $165,500$180,500 (+38.85%) Land $15,000 Building $165,500
2025$1,697.00$130,000 Land $10,000 Building $120,000$130,000 Land $10,000 Building $120,000
2023$1,673.00$130,000 Land $10,000 Building $120,000$130,000 Land $10,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 Park St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 211 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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