220 Park St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 220 Park St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,992 sqft · built 1920
Lot Size0.162 acres (7,035 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Oct 2012)
Tax Bill$2,024 (2025)
Flood ZoneZone X (minimal risk)
APN026-41-11-004.00

Property Details

APN / Parcel Number

Primary APN026-41-11-004.00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,992 sqft Finished Area
Gross Area2,838 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,035 sqft (0.162 acres)
Lot Dimensions105 ft deep x 67 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address220 PARK ST
CityLUDLOW
StateKY
Zip41016-1354
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW LAGOON LOTS 170-171 & PT LOT 172 67'X 105'
Legal SubdivisionLUDLOW LAGOON LAND
Legal Phase2
Legal Lot Number171,17
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2022
Census Tract66900

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 PARK ST, LUDLOW, KY 41016-1354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2012 · Amount on Record
Deed SaleOct 17, 2012 · Amount on Record
Prior SaleJan 26, 2012 · Amount on Record
Deed Document Number201210 17 059 00282
Deed Book / Page4979 / 177
Prior Transfer DateDec 12, 2008
Prior Transfer Doc0005900206
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,024.00 (+1.5%)$155,000 (-) Land $10,000 Building $145,000$155,000 (-) Land $10,000 Building $145,000
2023$1,994.00$155,000 Land $10,000 Building $145,000$155,000 Land $10,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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