211 Locust Ave, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 211 Locust Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,805 sqft · built 2021
Lot Size	0.843 acres (36,740 sqft)
Owner	Company Name on File
Last Sale	$649,000 (Oct 2020)
Tax Bill	$31,534 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00841-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00841-0000-00003`
Alternative APNs	`320084100003` `00398`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,805 sqft Living Area
1st Floor Area	1,658 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	36,740 sqft (0.843 acres)
Lot Dimensions	220 ft deep x 167 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	00398
Street Address	211 LOCUST AVE
City	RUMSON
State	NJ
Zip	07760-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Block	841
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	211 LOCUST AVE, RUMSON, NJ 07760-2317
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 9, 2020	Grant Deed, Transfer CITIZENS BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	2020118099
Deed Book / Page	9448 / 2653
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000014371
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	211 LOCUST AVE, RUMSON, NJ 07760-2317
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 LOCUST AVE, RUMSON, NJ 07760-2317

Mortgage

Document Number	0096146578
Date	Sep 9, 2022
Book Page	9614/6578
Instrument	2022092503

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 9, 2020
Property Address	211 LOCUST AVE, RUMSON, NJ 07760-2317
Document Number	0000118099
Book / Page	009448 / 002653
Instrument Date	Aug 28, 2020
Instrument	118099
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	NEW JERSEY LAND TITLE INSURANCE RATI, NEW JERSEY LAND TITLE INS RATI

Transaction

Amount	Amount Recorded
Tax	$649.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 BRITTANY DR COLTS NECK NJ 077222105, COLTS NECK, NJ 07722-2105

Mortgage

Document Number	118100
Date	Oct 9, 2020
Book Page	009448/002705
Instrument	118100

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,983,600 (+1.53%) Land $843,700 Building $1,139,900	$1,983,600 (+1.53%) Land $843,700 Building $1,139,900
2025	$31,534.00 (+4.59%)	$1,953,800 (+11.87%) Land $812,000 Building $1,141,800	$1,953,800 (+11.87%) Land $812,000 Building $1,141,800
2024	$30,151.00 (-3.41%)
2023		$1,746,500 (+200.14%) Land $640,100 Building $1,106,400	$1,746,500 (+200.14%) Land $640,100 Building $1,106,400
2022	$31,216.00 (+163.96%)	$581,900 Land $581,900	$581,900 Land $581,900
2021	$11,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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