201 Locust Ave, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 201 Locust Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,803 sqft · built 2014
Lot Size	0.21 acres (9,159 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (May 2020)
Tax Bill	$25,963 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00841-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`32-00841-0000-00004`
Alternative APNs	`320084100004` `402`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	1,124 sqft
Basement Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,159 sqft (0.21 acres)
Lot Dimensions	213 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	176 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	402
Street Address	201 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	ADDITIONAL LOTS: 4.01 (GRANT)
Legal Block	841
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	800900

Owner

201 Locust Ave is held in a trust since May 2020.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	201 LOCUST AVE, RUMSON, NJ 07760-2317
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	202055339
Deed Book / Page	9416 / 3962
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2020
Property Address	201 LOCUST AVE, RUMSON, NJ 07760-2317
Document Number	0000055339
Book / Page	009416 / 003962
Instrument Date	May 13, 2020
Instrument	55339
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 LOCUST POINT RD LOCUST NJ 07760, LOCUST, NJ 07760

Mortgage

Document Number	55340
Date	May 27, 2020
Book Page	009416/004058
Instrument	55340

Lender

Name	UBS BK USA
Type	Bank
Address	299 S MAIN ST # 2775, SALT LAKE CITY, UT 84111-1919

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 201 Locust Ave was $25,963, up 6.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,643,000 (+2.14%) Land $939,400 Building $703,600	$1,643,000 (+2.14%) Land $939,400 Building $703,600
2025	$25,963.00 (+6.47%)	$1,608,600 Land $903,800 Building $704,800	$1,608,600 Land $903,800 Building $704,800
2024	$24,385.00
2023		$1,392,100 Land $710,500 Building $681,600	$1,392,100 Land $710,500 Building $681,600
2022	$24,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Locust Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Locust Ave is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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