Okaloosa County property record for 211 Durango Rd, Unit 314, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,296 sqft · built 2007 |
| Lot Size | 2.01 acres (87,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Oct 2020) |
| Tax Bill | $9,816 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-001-015-8291-4 |
| Primary APN | C56-001-015-8291-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 46 Units |
| Stories | 3 Stories |
| Building Area | 2,296 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 87,786 sqft (2.01 acres) |
| Street Address | 211 DURANGO RD, 314 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5084 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARBOR LIGHTS UNIT 314 |
| Legal Subdivision | HARBOR LIGHTS |
| Legal Lot Number | 314 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
211 Durango Rd, Unit 314 is owned and occupied by two individuals who bought it in October 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 211 DURANGO RD, 314, DESTIN, FL 32541-5084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 16, 2020 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Deed Document Number | 20203399718 |
| Deed Book / Page | 3499 / 1503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 211 DURANGO RD UNIT 314, 314, DESTIN, FL 32541-5084 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD 314, 314, DESTIN, FL 32541-5084 |
| Document Number | 0036754845 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 3675/4845 |
| Instrument | 3624947 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 211 DURANGO RD UNIT 314, 314, DESTIN, FL 32541-5084 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD 314, 314, DESTIN, FL 32541-5084 |
| Document Number | 0035683723 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 3568/3723 |
| Instrument | 3482372 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 211 DURANGO RD UNIT 314, 314, DESTIN, FL 32541-5084 |
| Document Number | 0034991503 |
| Book / Page | 3499 / 1503 |
| Map Reference | MB 2818 PG 2331 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 3399718 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | EQUITRUST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,845.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2113 CHRISTINA CV, 2113, HOOVER, AL 35244-3312 |
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD UNIT 314, 314, DESTIN, FL 32541-5084 |
| Document Number | 34991505 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 3499/1505 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 211 Durango Rd, Unit 314 was $9,816 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,816.00 Homeowner's exemption | $867,875 | $950,000 Building $950,000 |
| 2023 | $9,321.00 (+2.24%) Homeowner's exemption | $818,850 (+3%) | $900,000 (+13.21%) Building $900,000 |
| 2022 | $9,117.00 Homeowner's exemption | $795,000 Building $795,000 | $795,000 Building $795,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 211 Durango Rd, Unit 314 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 211 Durango Rd, Unit 314 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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