211 Durango Rd, Unit 312, Destin, FL 32541 Property Records

Okaloosa County property record for 211 Durango Rd, Unit 312, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,390 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$450,000 (Jun 2021)
Tax Bill$6,265 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC56-001-015-8289-8

Property Details

APN / Parcel Number

Primary APNC56-001-015-8289-8
Alternative APN
  • 00-2S-24-1030-0000-0312

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,390 sqft Heated Area

Exterior

Year BuiltBuilt 2007
Boat AccessBoat Access

Location & Zoning

Street Address211 DURANGO RD UNIT 312, 312
CityDESTIN
StateFL
Zip32541-5084
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARBOR LIGHTS UNIT 312
Legal Range24
Legal Township02S
Legal SubdivisionHARBOR LIGHTS CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address211 DURANGO RD UNIT 312, 312, DESTIN, FL 32541-5084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleJul 16, 2014 · Amount on Record
Deed Document Number3463445
Deed Book / Page3553 / 2222
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 14, 2021
Property Address211 DURANGO RD UNIT 312, 312, DESTIN, FL 32541-5084
Document Number0035532222
Book / Page3553 / 2222
Map ReferenceMB 2818 PG 2331
Instrument DateJun 7, 2021
Instrument3463445
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 78 BOX 534, 534, APO, AP 96326-0006

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 DURANGO RD, DESTIN, FL 32541-3044

Mortgage

Document Number35532224
DateJun 14, 2021
Instrument3553/2224
Lender
NameSERVISFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,265.00 (+7.26%)$529,000 (+8.18%) Building $529,000$529,000 (+8.18%) Building $529,000
2023$5,841.00 (+2.26%)$489,000 (+3.16%) Building $489,000$489,000 (+3.16%) Building $489,000
2022$5,712.00$474,000 Building $474,000$474,000 Building $474,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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