211 Cherry St, Panama, OK 74951 Property Records

Le Flore County property record for 211 Cherry St, Panama, OK 74951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1989
Lot Size	0.513 acres (22,346 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Aug 2023)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25779`

Property Details

APN / Parcel Number

Primary APN	`25779`
Alternative APN	`N001-00-119-000-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	22,346 sqft (0.513 acres)
Garage Type	Mixed
Garage Area	1,012 sqft
Porch	Slab
Porch Area	68 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25779
Street Address	211 CHERRY ST
City	PANAMA
State	OK
Zip	74951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA HICKMAN ADD BLK 119 LOT 2 B905 P277 B1630 P480 P2112 P671
Legal Range	25E
Legal Township	8N
Legal Section	16
Legal Subdivision	PANAMA MAIN TOWN
Legal Block	119
Legal Lot Number	2,B1630
Jurisdiction	LE FLORE OK
Township / Civil Division	PANAMA-BOKOSHE
Census Block Group	2
Census Block	2033
Census Tract	40301

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 CHERRY ST, PANAMA, OK 74951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20236239
Deed Book / Page	2233 / 828
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	211 CHERRY ST, PANAMA, OK 74951
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	UNKNOWN, ADAMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 CHERRY ST, PANAMA, OK 74951

Mortgage

Document Number	0023300041
Date	Nov 12, 2025
Book Page	2330/41
Instrument	8214

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Aug 28, 2023
Property Address	211 CHERRY ST, PANAMA, OK 74951
Document Number	0022330828
Book / Page	2233 / 828
Instrument Date	Aug 25, 2023
Instrument	6239
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 CHERRY ST, PANAMA, OK 74951

Mortgage

Document Number	0022330830
Date	Aug 28, 2023
Book Page	2233/830
Instrument	6240

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jul 24, 2020
Property Address	211 CHERRY ST, PANAMA, OK 74951
Document Number	0021120671
Book / Page	2112 / 671
Instrument Date	Jun 26, 2020
Instrument	4961
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004962
Date	Jul 24, 2020
Instrument	4962

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Panama Town
Unified School District	Panama Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,194 (+3%) Land $1,399 Building $13,795	$138,133 (+3%) Land $12,718 Building $125,415
2025	$1,245.00 (+25.38%) Homeowner's exemption	$14,752 (+37.13%) Land $825 Building $13,927	$134,110 (+37.13%) Land $7,500 Building $126,610
2023	$993.00 (+0.81%)	$10,758 (-) Land $825 Building $9,933	$97,796 (-) Land $7,500 Building $90,296
2022	$985.00	$10,758 Land $825 Building $9,933	$97,796 Land $7,500 Building $90,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA PWA serves 1,400 people · EPA ID OK3004016
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Sep 2023
Also Mapped Here	LEFLORE CO. RWD #14
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Circle B Wireless Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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