Le Flore County property record for 109 Cherry St, Panama, OK 74951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1978 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 2016) |
| Tax Bill | $447 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25785 |
| Primary APN | 25785 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,403 sqft (0.147 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 144 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25785 |
|---|---|
| Street Address | 109 CHERRY ST |
| City | PANAMA |
| State | OK |
| Zip | 74951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PANAMA HICKMAN ADD BLK 120 PT LOT 1 BEG NE/C W64 S100 E64 N100 POB B1751 P560 B1763 P369 B1968 P114 B1974 P236 B1974 P237 B19 |
| Legal Range | 25E |
| Legal Township | 8N |
| Legal Section | 16 |
| Legal Subdivision | PANAMA MAIN TOWN |
| Legal Block | 120 |
| Legal Lot Number | 1 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | PANAMA-BOKOSHE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 40301 |
109 Cherry St is owned and occupied by two individuals who bought it in July 2016.
Source: Le Flore County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 CHERRY ST, PANAMA, OK 74951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on File |
| Deed Sale | Jul 13, 2016 · Amount on File |
| Prior Sale | Oct 28, 2009 · Amount on File |
| Deed Document Number | 20164967 |
| Deed Book / Page | 1974 / 239 |
| Prior Transfer Date | May 12, 2016 |
| Prior Transfer Doc | 0019740237 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 109 Cherry St was $447 with a homeowner's exemption.
Source: Le Flore County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Municipality | Panama Town |
| Unified School District | Panama Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,119 (+3%) Land $850 Building $5,269 | $55,625 (-35.75%) Land $7,725 Building $47,900 | |
| 2025 | $447.00 Homeowner's exemption | $5,941 Land $825 Building $5,116 | $86,575 Land $7,500 Building $79,075 |
| 2023 | $440.00 Homeowner's exemption | $5,768 Land $825 Building $4,943 | $52,433 Land $7,500 Building $44,933 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cherry St is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 42% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA PWA serves 1,400 people · EPA ID OK3004016 |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | LEFLORE CO. RWD #14 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 1,000 / 1,000 |
| Circle B Wireless Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 360 Broadband.
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