211 3rd Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 211 3rd Ave SE, Independence, IA 50644

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,090 sqft · built 1870
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$101,000 (Sep 2022)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1004280011`

Property Details

APN / Parcel Number

Primary APN	`1004280011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,090 sqft Total Area
Basement Area	740 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	211 3RD AVE SE
City	INDEPENDENCE
State	IA
Zip	50644-2877
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S & M BLK 7 N66'LOTS 5-6
Legal Subdivision	S & M
Legal Block	7
Legal Lot Number	5-6
Jurisdiction	BUCHANAN IA
Township / Civil Division	SUMNER
Census Block Group	4
Census Block	4016
Census Tract	950500

Owner

211 3rd Ave SE, a duplex, is owned by a company that bought it in September 2022.

Source: Buchanan County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	513 13TH AVE NE, INDEPENDENCE, IA 50644-2107
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK IOWA
Aug 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK
Mar 8, 2018	Deed of Trust, Mortgage FARMERS STATE BANK
Jul 17, 2018	Warranty Deed, Transfer CARDINAL FINANCIAL COMPANY, LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20223065
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	211 3RD AVE SE, INDEPENDENCE, IA 50644-2824
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03123
Date	Sep 15, 2022
Instrument	2022R03123

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2052

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	211 3RD AVE SE, INDEPENDENCE, IA 50644-2824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02652
Date	Aug 4, 2017
Instrument	2017R02652

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	MARION, IA 52302

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 14, 2018

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	211 3RD AVE SE, INDEPENDENCE, IA 50644-2824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00576
Date	Mar 8, 2018
Instrument	2018R00576

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN IA
Recording Date	Jul 17, 2018
Property Address	211 3RD AVE SE, INDEPENDENCE, IA 50644-2824
Document Number	2018R01850
Instrument Date	Jul 13, 2018
Instrument	2018R01850
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 3RD AVE SE, INDEPENDENCE, IA 50644-2824

Mortgage

Document Number	2018R01851
Date	Jul 17, 2018
Instrument	2018R01851

Lender

Name	CARDINAL FINANCIAL COMPANY, LP

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 211 3rd Ave SE was $3,100.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,100.00	$165,900 Land $24,370 Building $141,530	$165,900 Land $24,370 Building $141,530
2023	$2,210.00	$132,760 Land $21,760 Building $111,000	$132,760 Land $21,760 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 211 3rd Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	40 (1979–2016)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 211 3rd Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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