125 3rd Ave SE, Independence, IA 50644 Property Records

Buchanan County property record for 125 3rd Ave SE, Independence, IA 50644

Property Summary

Property TypeCommercial
Details3,040 sqft · built 1930
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Tax Bill$1,426 (2025)
Flood ZoneZone X (minimal risk)
APN1004277027

Property Details

APN / Parcel Number

Primary APN1004277027

Interior

Stories1 Story
Building Area3,040 sqft Building Perimeter
1st Floor Area3,040 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area4,356 sqft (0.1 acres)
Total Buildings2 Buildings

Location & Zoning

Street Address125 3RD AVE SE
CityINDEPENDENCE
StateIA
Zip50644-2811
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM 50'S NE COR LOT 8 BLK 4 S&M S40' W57'2 N1.6' W25'4 N TO50'S N LN E82.5'&E23' N43.
Legal SubdivisionS & M
Legal Block4
Legal Lot Number8
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4013
Census Tract950500

Owner

125 3rd Ave SE, a commercial property, is owned by two individuals who acquired it in May 2011.

Source: Buchanan County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address308 5TH ST SE, INDEPENDENCE, IA 50644-2842
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 25, 2011
Transfer Doc2011R01498
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 125 3rd Ave SE was $1,426, up 3.6% from the year before.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,426.00 (+3.63%)$68,730 Land $19,210 Building $49,520$68,730 Land $19,210 Building $49,520
2024$1,376.00 (+15.63%)
2023$1,190.00$68,730 Land $19,210 Building $49,520$68,730 Land $19,210 Building $49,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 3rd Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 3rd Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 3rd Ave SE

Nearby Streets

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