21096 140th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 21096 140th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1921
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2018)
Tax Bill	$3,324 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-022-0600`

Property Details

APN / Parcel Number

Primary APN	`15-022-0600`

Interior

Building Area	1,146 sqft Living Area
Basement Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	436,471 sqft (10 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	187 sqft

Location & Zoning

Street Address	21096 140TH AVE
City	MILACA
State	MN
Zip	56353-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 570.00 FT OF W 765.00 FT OF S 1/2 OF SW SEE 11/20/13 SURVEY 22 39 27 10.02
Legal Range	27
Legal Township	39
Legal Section	22
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1058
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21096 140TH AVE, MILACA, MN 56353-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage MINNCO CREDIT UNION
Apr 10, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Document Number	2018405663
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Jun 10, 2026
Property Address	21096 140TH AVE, MILACA, MN 56353-3025
Document Number	0000451526
Instrument Date	Jun 3, 2026
Instrument	2026451526
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21096 140TH AVE, MILACA, MN 56353-3025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000451526,
Date	Jun 10, 2026
Instrument	2026451526

Lender

Name	MINNCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 3, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 10, 2018
Property Address	21096 140TH AVE, MILACA, MN 56353-3025
Document Number	A405663
Instrument Date	Mar 30, 2018
Instrument	A405663
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21096 140TH AVE, MILACA, MN 56353-3025

Mortgage

Document Number	A405665
Date	Apr 10, 2018
Instrument	A405665

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,324.00 (-2.92%)	$378,200 (+17.71%) Land $119,500 Building $258,700	$378,200 (+17.71%) Land $119,500 Building $258,700
2025	$3,424.00 (-0.12%) Homeowner's exemption	$321,300 (-1.14%) Land $75,100 Building $246,200	$321,300 (-1.14%) Land $75,100 Building $246,200
2023	$3,428.00	$325,000 Land $59,600 Building $265,400	$325,000 Land $59,600 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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