20757 140th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20757 140th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	2,312 sqft · built 2017
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,932 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`15-028-0103`

Property Details

APN / Parcel Number

Primary APN	`15-028-0103`

Interior

Building Area	2,312 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	871,200 sqft (20 acres)
Garage Area	1,322 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	20757 140TH AVE
City	MILACA
State	MN
Zip	56353-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF NE OF NE 28 39 27 20.00
Legal Range	27
Legal Township	39
Legal Section	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1060
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20757 140TH AVE, MILACA, MN 56353-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL ONE CU
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 4, 2012
Transfer Doc	A373725
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20757 140TH AVE, MILACA, MN 56353-3072
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423064
Date	Mar 8, 2021
Instrument	A423064

Lender

Name	FINANCIAL ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20757 140TH AVE, MILACA, MN 56353-3072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A403100
Date	Oct 19, 2017
Instrument	A403100

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,932.00 (-3.07%)	$530,700 (+14.82%) Land $135,400 Building $395,300	$530,700 (+14.82%) Land $135,400 Building $395,300
2025	$5,088.00 (-4.04%) Homeowner's exemption	$462,200 (-5.31%) Land $93,200 Building $369,000	$462,200 (-5.31%) Land $93,200 Building $369,000
2023	$5,302.00	$488,100 Land $77,400 Building $410,700	$488,100 Land $77,400 Building $410,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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