2109 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2109 Walnut St, Cedar Falls, IA 50613

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 1,736 sqft · built 1920
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (Jul 2011)
Tax Bill$3,056 (2025)
Flood ZoneZone X (minimal risk)
APN8914-13-306-003

Property Details

APN / Parcel Number

Primary APN8914-13-306-003

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,736 sqft Total Area
1st Floor Area744 sqft
Basement Area744 sqft
Finished Basement250 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions132 ft deep x 99 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2109 WALNUT ST
CityCEDAR FALLS
StateIA
Zip50613-3963
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionNORMAL ADDITION LOT 1 BLK 7 N 1/2 LOT 2 BLK 7
Legal Range14W
Legal Township89N
Legal Section13
Legal SubdivisionNORMAL ADDITION
Legal Block7
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2010
Census Tract2304

Owner

2109 Walnut St, a duplex, is owned by two individuals who bought it in July 2011.

Source: Black Hawk County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address277 DERBYSHIRE RD, WATERLOO, IA 50701-4147
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2011 · Amount on File
Deed SaleJul 1, 2011 · Amount on File
Deed Document Number20112012000076
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Walnut St was $3,056, up 10.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,056.00 (+10.32%)$203,620 Land $61,850 Building $141,770$203,620 Land $61,850 Building $141,770
2024$2,770.00
2023$172,160 (+9.7%) Land $41,230 Building $130,930$172,160 Land $41,230 Building $130,930
2022$2,898.00$156,930 Land $41,230 Building $115,700
2021$156,930 Land $41,230 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Walnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2109 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Walnut St

Nearby Streets

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