2003 Walnut St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2003 Walnut St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,123 sqft · built 1959
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jun 2023)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-13-302-003`

Property Details

APN / Parcel Number

Primary APN	`8914-13-302-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	832 sqft
Attic	Attic
Attic Area	291 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	70 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2003 WALNUT ST
City	CEDAR FALLS
State	IA
Zip	50613-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDITION C F E 70 FT LOT 1 BLK 14 E 70 FT LOT 2 BLK 14
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	RAILROAD ADDITION C F
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2006
Census Tract	2304

Owner

2003 Walnut St is owned by two individuals who bought it in June 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 ALLAMAKEE ST, WAUKON, IA 52172-1238
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Mar 25, 2016 · Amount on File
Deed Document Number	202316221
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000025701
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2003 WALNUT ST, CEDAR FALLS, IA 50613-3854
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001417
Date	Jul 25, 2017
Instrument	2018-00001417

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2003 WALNUT ST, CEDAR FALLS, IA 50613-3854
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 MAN O WAR WAY, COLORADO SPRINGS, CO 80921-3961

Mortgage

Document Number	202100025902
Date	Jun 8, 2021
Instrument	202100025902

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Walnut St was $2,814, up 5.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (+5.16%)	$187,510 Land $67,910 Building $119,600	$187,510 Land $67,910 Building $119,600
2024	$2,676.00
2023		$166,340 (+11.89%) Land $45,280 Building $121,060	$166,340 Land $45,280 Building $121,060
2022	$2,744.00	$148,660 Land $45,280 Building $103,380
2021			$148,660 Land $45,280 Building $103,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Walnut St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2003 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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