Hillsborough County property record for 2109 W Cluster Ave, Tampa, FL 33604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 987 sqft · built 1951 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Oct 2002) |
| Tax Bill | $637 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 102436-0000 |
| Primary APN | 102436-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| Gross Area | 1,262 sqft |
| 1st Floor Area | 987 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1024360000 |
|---|---|
| Street Address | 2109 W CLUSTER AVE |
| City | TAMPA |
| State | FL |
| Zip | 33604-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-50 |
| Legal Description | GROVE PARK ESTATES W 28.4 FT OF LOT 17 AND E 46.6 FT OF LOT 18 BLOCK 14 |
| Legal Range | 18E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | GROVE PARK ESTATES |
| Legal Tract | 3G5 |
| Legal Block | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1300 |
2109 W Cluster Ave is owned and occupied by two individuals who bought it in October 2002.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2109 W CLUSTER AVE, TAMPA, FL 33604-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2002 · Amount on File |
| Deed Sale | Oct 3, 2002 · Amount on File |
| Deed Book / Page | 11985 / 288 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2109 W Cluster Ave was $637 with a homeowner's exemption, up 5.6% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,270 (+2.7%) | $202,286 (+1.22%) Land $94,875 Building $107,411 | |
| 2025 | $637.00 (+5.64%) Homeowner's exemption | $55,764 | $199,848 Land $90,750 Building $109,098 |
| 2024 | $603.00 (+0.84%) | ||
| 2023 | $598.00 (+0.84%) Homeowner's exemption | $52,614 (+3%) | $176,544 (-10.53%) Land $82,500 Building $94,044 |
| 2022 | $593.00 Homeowner's exemption | $51,082 | $197,323 Land $82,500 Building $114,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2109 W Cluster Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2109 W Cluster Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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