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2107 W Cluster Ave, Tampa, FL 33604 Property Records

Hillsborough County property record for 2107 W Cluster Ave, Tampa, FL 33604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,608 sqft · built 1955
Lot Size0.184 acres (8,030 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Nov 2021)
Tax Bill$4,684 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN102435-0000

Property Details

APN / Parcel Number

Primary APN102435-0000
Alternative APN
  • A2628183G5000014000150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area2,402 sqft
1st Floor Area1,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2004
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,030 sqft (0.184 acres)
Lot Dimensions110 ft deep x 73 ft wide
Garage TypeCarport
Garage Area154 sqft
CarportCarport
Carport Area154 sqft

Exterior Amenities

PorchOpen Porch
Porch Area154 sqft
Patio Area216 sqft
Utility Building204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1024350000
Street Address2107 W CLUSTER AVE
CityTAMPA
StateFL
Zip33604-5318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-50
Legal DescriptionGROVE PARK ESTATES W 1.4 FT OF LOT 15, LOT 16 AND E 21.6 FT OF LOT 17 BLOCK 14
Legal Range18E
Legal Township28S
Legal Section26
Legal SubdivisionGROVE PARK ESTATES
Legal Tract3G5
Legal Block14
Legal Lot Number15
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group3
Census Block3011
Census Tract1300

Owner

2107 W Cluster Ave is owned and occupied by an individual who bought it in November 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2107 W CLUSTER AVE, TAMPA, FL 33604-5318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Prior SaleJan 7, 2005 · Amount on File
Deed Document Number2021602391
Prior Transfer DateMar 19, 2007
Prior Transfer Doc0000152425
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 24, 2021
Property Address2107 W CLUSTER AVE, TAMPA, FL 33604-5318
Document Number2021602391
Map ReferenceMB 17 PG 11
Instrument DateNov 17, 2021
Instrument2021602391
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2107 W CLUSTER AVE, 2107, TAMPA, FL 33604-5318

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 W CLUSTER AVE, TAMPA, FL 33604-5318

Mortgage

Document Number2021602392
DateNov 24, 2021
Instrument2021602392
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2107 W Cluster Ave was $4,684 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$291,091 (+7.83%)$303,767 (+5.14%) Land $92,345 Building $211,422
2025$4,684.00 Homeowner's exemption$269,961$288,918 Land $88,330 Building $200,588
2023$4,236.00 (-15.36%) Homeowner's exemption$254,712 (-13.12%) Land $80,300 Building $174,412$254,712 (-13.12%) Land $80,300 Building $174,412
2022$5,005.00 Homeowner's exemption$293,179 Land $80,300 Building $212,879$293,179 Land $80,300 Building $212,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 W Cluster Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 W Cluster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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