2109 W 39th St, Lorain, OH 44053 Property Records

Lorain County property record for 2109 W 39th St, Lorain, OH 44053 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2004
Square Footage	1,056 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$87,500 (2017)
Tax Bill	$2,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`003862-9`
Alternative APN	`02-02-014-113-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,056 sqft Living Area
Gross Area	2,064 sqft Gross Area
1st Floor	1,056 sqft 1st Floor
Basement Area	600 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2004
Architectural Style	Split Level Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	123 ft x 73 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	408 sqft Garage
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	003862-9
Street Address	2109 W 39TH ST
City	LORAIN
State	OH
Zip	44053-2540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AMELIA MEADOWS 73.00 X 123.00 S/L 222 LOT # 00222
Legal Subdivision	AMELIA MEADOWS
Legal Tract	02
Legal Block	113
Legal Lot Number	222
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2025
Census Tract	23400

Owner

Source: Lorain County records · APN 003862-9

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2109 W 39TH ST, LORAIN, OH 44053-2540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Deed Doc Number	2017616516
Prior Transfer Date	May 08, 2006
Prior Transfer Doc	0000141578
Record Refreshed	Sep 20, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 25, 2017
Property Address	2109 W 39TH ST, LORAIN, OH 44053-2540
Document Number	0000616516
Instrument Date	Jan 24, 2017
Instrument	616516
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2109 W 39TH ST LORAIN OH 440532540, LORAIN, OH 44053-2540

Mortgage

Document Number	616517
Date	Jan 25, 2017
Instrument	616517

Lender

Name	MORTGAGE ONE SOLUTIONS
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00	$57,290 (+%) Land $9,300 Building $47,990	$163,680 (-) Land $26,580 Building $137,100
2024	$2,190.00 (+9.06%)	$57,288 (+46.88%) Land $9,303 Building $47,985	$163,680 (+46.88%) Land $26,580 Building $137,100
2023	$2,008.00 (+0.9%)	$39,004 (+0.01%) Land $9,212 Building $29,792	$111,440 (-) Land $26,320 Building $85,120
2022	$1,990.00	$39,000 Land $9,210 Building $29,790
2021			$111,440 Land $26,320 Building $85,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.