2021 W 39th St, Lorain, OH 44053 Property Records

Lorain County property record for 2021 W 39th St, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2024)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-014-113-008`

Property Details

APN / Parcel Number

Primary APN	`02-02-014-113-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	242 sqft
Patio Area	88 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2021 W 39TH ST
City	LORAIN
State	OH
Zip	44053-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMELIA MEADOWS 73 X 123
Legal Subdivision	AMELIA MEADOWS
Legal Tract	02
Legal Block	113
Legal Lot Number	220
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2025
Census Tract	23400

Owner

Source: Lorain County records · APN 02-02-014-113-008

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2021 W 39TH ST, LORAIN, OH 44053-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Deed Document Number	202436154
Prior Transfer Date	Aug 06, 2019
Prior Transfer Doc	0000725299
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 02, 2022
Property Address	2021 W 39TH ST, LORAIN, OH 44053-2538
Document Number	0000873394
Map Reference	VOL 24 PG 66
Instrument Date	Apr 27, 2022
Instrument	2022-0873394
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 W 39TH ST, LORAIN, OH 44053-2538

Mortgage

Document Number	0000873395
Date	May 02, 2022
Instrument	2022-0873395

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00	$58,990 (+%) Land $9,300 Building $49,690	$168,540 (-) Land $26,580 Building $141,960
2024	$2,255.00 (+15.88%)	$58,989 (+56.08%) Land $9,303 Building $49,686	$168,540 (+56.08%) Land $26,580 Building $141,960
2023	$1,946.00 (+31.31%)	$37,793 (+0.01%) Land $9,212 Building $28,581	$107,980 (-) Land $26,320 Building $81,660
2022	$1,482.00	$37,790 Land $9,210 Building $28,580
2021			$107,980 Land $26,320 Building $81,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2005)
Most Recent Claim	Sep 2005 · Hurricane Katrina Evacuation
Claims by Event	Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.