2109 Timber Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 2109 Timber Ridge Rd, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	4 bd · 2.5 ba · 2,120 sqft · built 2022
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Apr 2023)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-286-090`

Property Details

APN / Parcel Number

Primary APN	`09-286-090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,120 sqft Living Area
1st Floor Area	860 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2109 TIMBER RIDGE RD
City	MONROE
State	NC
Zip	28112-2415
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 MONRO
Legal Description	#59 TIMBERLAKE PB4 PG133
Legal Subdivision	TIMBERLAKE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2021	Warranty Deed, Transfer
Apr 30, 2021	Warranty Deed, Transfer
Oct 30, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	20239820
Deed Book / Page	8697 / 639
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 27, 2023
Property Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number	0008697639
Book / Page	8697 / 639
Map Reference	MB 4 PG 133
Instrument Date	Apr 27, 2023
Instrument	9820
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009821
Date	Apr 27, 2023
Instrument	9821

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 29, 2022
Property Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number	0008581463
Book / Page	8581 / 463
Map Reference	MB 4 PG 133
Instrument Date	Sep 29, 2022
Instrument	33922
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415

Mortgage

Document Number	0000033923
Date	Sep 29, 2022
Instrument	33923

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 23, 2021
Property Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number	0008145897
Book / Page	8145 / 897
Map Reference	MB 4 PG 133
Instrument Date	Jun 21, 2021
Instrument	29667
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BAUCOM DEESE RD, MONROE, NC 28110-8781
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2021
Property Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number	0008084899
Book / Page	8084 / 899
Map Reference	MB 4 PG 133
Instrument Date	Apr 29, 2021
Instrument	20574
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 30, 2018
Property Address	2109 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number	7260621
Book / Page	007260 / 000621
Instrument Date	Oct 30, 2018
Instrument	30425
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$313.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2107 TIMBER RIDGE RD MONROE NC 281122415, MONROE, NC 28112-2415

Mortgage

Document Number	7260623
Date	Oct 30, 2018
Book Page	007260/000623
Instrument	30426

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,000 (-) Land $70,400 Building $318,600	$389,000 (-) Land $70,400 Building $318,600
2025	$3,400.00 (+7.56%)	$389,000 (+34.18%) Land $70,400 Building $318,600	$389,000 (+34.18%) Land $70,400 Building $318,600
2023	$3,161.00	$289,900 Land $38,300 Building $251,600	$289,900 Land $38,300 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2109 Timber Ridge Rd, Monroe, NC 28112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Timber Ridge Rd

Nearby Streets

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