2103 Timber Ridge Rd, Monroe, NC 28112 Property Records

Union County property record for 2103 Timber Ridge Rd, Monroe, NC 28112

Property Summary

Property TypeOther Improved
Detailsbuilt 2024
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Mar 2025)
Tax Bill$3,334 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Jan 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-286-093

Property Details

APN / Parcel Number

Primary APN09-286-093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,567 sqft Living Area
1st Floor Area1,567 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2103 TIMBER RIDGE RD
CityMONROE
StateNC
Zip28112-2415
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR-20 MONRO
Legal Description#62 TIMBERLAKE PB4 PG133
Legal SubdivisionTIMBERLAKE
Legal Lot Number62
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2014
Census Tract20502

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jan 22, 2024Special Warranty Deed, Transfer
Jan 22, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleJan 22, 2024 · Amount on Record
Deed Document Number20255026
Deed Book / Page9071 / 628
Prior Transfer DateApr 22, 2003
Prior Transfer Doc0000025918
Record UpdatedOct 29, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 3, 2025
Property Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number0009071628
Book / Page9071 / 628
Map ReferenceMB 4 PG 133
Instrument DateMar 3, 2025
Instrument5026
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2165 COUNTRY CLUB RD, LINCOLNTON, NC 28092-8725

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415

Mortgage

Document Number0000005027
DateMar 3, 2025
Instrument5027
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateJan 22, 2024
Property Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number0008842192
Book / Page8842 / 192
Map ReferenceMB 4 PG 133
Instrument DateJan 19, 2024
Instrument1292
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 RIVERSIDE DR # DR100W, DR100W, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

NameVerified Name
Address2165 COUNTRY CLUB RD, LINCOLNTON, NC 28092-8725

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 22, 2024
Property Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415
Document Number0008842189
Book / Page8842 / 189
Map ReferenceMB 4 PG 133
Instrument DateJan 18, 2024
Instrument1291
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2103 TIMBER RIDGE RD, MONROE, NC 28112-2415

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$381,400 (-) Land $71,200 Building $310,200$381,400 (-) Land $71,200 Building $310,200
2025$3,334.00 (+688.18%)$381,400 (+882.99%) Land $71,200 Building $310,200$381,400 (+882.99%) Land $71,200 Building $310,200
2023$423.00$38,800 Land $38,800$38,800 Land $38,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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