2109 Sandy Point Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2109 Sandy Point Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,980 sqft · built 2011
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$1,220,000 (Apr 2025)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-333`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-333`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,980 sqft Living Area
1st Floor Area	1,756 sqft
Upper Floors Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2109 SANDY POINT LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 2109
Legal Subdivision	RIVERTOWNE SUBDIVISION
Legal Lot Number	2109
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2022
Census Tract	4615

Owner

2109 Sandy Point Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage BISON STATE BANK
Aug 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Sep 26, 2022 · Amount on File
Deed Book / Page	1304 / 641
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 26, 2022
Property Address	2109 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8770
Document Number	0011390964
Book / Page	1139 / 964
Map Reference	MB EH PG 297&298
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8770

Mortgage

Document Number	0001139965
Date	Sep 26, 2022
Instrument	1139/965

Lender

Name	BISON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2109 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8770
Document Number	0908/0740
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 SANDY POINT LN MOUNT PLEASANT SC 294668770, MOUNT PLEASANT, SC 29466-8770

Mortgage

Document Number	0908/0740
Date	Aug 21, 2020
Book Page	000908/000740

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2109 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8770
Document Number	0738/0577
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SANDY POINT LN MOUNT PLEASANT SC 294668770, MOUNT PLEASANT, SC 29466-8770

Mortgage

Document Number	0738/0577
Date	Aug 7, 2018
Book Page	000738/000577

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Sandy Point Ln was $5,015, up 12.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+12.67%)	$1,012,000 (+2,624.82%) Land $424,700 Building $587,300	$1,077,600 Land $490,300 Building $587,300
2024	$4,451.00	$37,140
2022	$1,901.00	$20,630	$586,500 Land $200,200 Building $386,300
2020			$880,000 Land $275,000 Building $605,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2109 Sandy Point Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Sandy Point Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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