2108 Sandy Point Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2108 Sandy Point Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,626 sqft · built 2011
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Mar 2011)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`583-05-00-282`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-282`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,626 sqft Living Area
Gross Area	3,806 sqft
1st Floor Area	1,326 sqft
Upper Floors Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	670 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2108 SANDY POINT LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 2108
Legal Subdivision	RIVERTOWNE ON THE WANDO
Legal Lot Number	2108
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2025
Census Tract	4615

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2108 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2011 · Amount on File
Deed Sale	Mar 1, 2011 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Book / Page	174 / 663
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2108 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Document Number	0923/0395
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 SANDY POINT LN MOUNT PLEASANT SC 294668771, MOUNT PLEASANT, SC 29466-8771

Mortgage

Document Number	0923/0395
Date	Oct 8, 2020
Book Page	000923/000395

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2108 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Document Number	0898/0480
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2108 SANDY POINT LN MOUNT PLEASANT SC 294668771, MOUNT PLEASANT, SC 29466-8771

Mortgage

Document Number	0898/0480
Date	Jul 17, 2020
Book Page	000898/000480

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00 (+12.23%)	$576,869 (+2,774.29%) Land $174,132 Building $402,737	$985,200 (+92.61%) Land $365,500 Building $619,700
2024	$2,020.00 (+8.95%)	$20,070 (-)
2022	$1,854.00	$20,070	$511,500 (-) Land $154,400 Building $357,100
2020			$511,500 Land $154,400 Building $357,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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