Hamilton County property record for 2109 Saint James Ave, Cincinnati, OH 45206
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 4,050 sqft · built 1910 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | Company Name on File |
| Last Sale | $169,000 (Mar 2007) |
| Tax Bill | $9,645 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-0003-0051-00 |
| Primary APN | 069-0003-0051-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 4,050 sqft Living Area |
| Gross Area | 5,720 sqft |
| 1st Floor Area | 1,670 sqft |
| 2nd Floor Area | 1,670 sqft |
| Attic | Attic |
| Attic Area | 710 sqft |
| Basement Area | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 12,110 sqft (0.278 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | Deck Area |
| Patio Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2109 SAINT JAMES AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-3609 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RM20 |
| Legal Description | WS ST JAMES AV 100 X 120 NO. 8 MAHLON R TAYLORS |
| Legal Subdivision | MAHLON R TAYLORS |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1900 |
2109 Saint James Ave, a residential property, is owned by a company that bought it in March 2007.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 37190, CINCINNATI, OH 45222-0190 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Unknown CINFED CU |
| Oct 3, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CINFED CU |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2007 · Amount on File |
| Deed Sale | Mar 19, 2007 · Amount on File |
| Prior Sale | Mar 19, 2007 · Amount on File |
| Deed Document Number | 200739146 |
| Deed Book / Page | 10499 / 2356 |
| Prior Transfer Date | Jun 13, 2001 |
| Prior Transfer Doc | 0000108692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2109 SAINT JAMES AVE, CINCINNATI, OH 45206-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000078453 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 15517/2116 |
| Instrument | 2025-0078453 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2109 SAINT JAMES AVE, CINCINNATI, OH 45206-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000077184 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 15514/2467 |
| Instrument | 2025-0077184 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2109 SAINT JAMES AVE, CINCINNATI, OH 45206-3609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002669 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 18-0012669 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2109 Saint James Ave was $9,645, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,645.00 (+0.13%) | $151,946 (-) Land $36,061 Building $115,885 | $434,130 Land $103,030 Building $331,100 |
| 2024 | $9,632.00 (-0.18%) | $151,946 (-) Land $36,061 Building $115,885 | |
| 2023 | $9,649.00 (+15.93%) | $151,946 (+35.41%) Land $36,061 Building $115,885 | $434,130 Land $103,030 Building $331,100 |
| 2022 | $8,323.00 | $112,210 Land $21,700 Building $90,510 | |
| 2020 | $320,600 Land $62,000 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2109 Saint James Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1983) |
| Most Recent Claim | Jun 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2109 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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