2109 Renaissance Dr, Denison, TX 75020 Property Records

Grayson County property record for 2109 Renaissance Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2,723 sqft · built 2004
Lot Size0.69 acres (30,065 sqft)
Owner2 Individual Names on File
Last Sale$591,850 (Jul 2026)
Tax Bill$8,590 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND045 3388008

Property Details

APN / Parcel Number

Primary APND045 3388008
Alternative APN
  • 208894

Interior

Stories1 Story
Building Area2,723 sqft Living Area
Gross Area3,333 sqft
1st Floor Area2,723 sqft
Upper Floors Area959 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Lot Area30,065 sqft (0.69 acres)
Lot Dimensions335 ft deep x 81 ft wide
Garage TypeAttached
Garage Area610 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area246 sqft

Location & Zoning

Street Address2109 RENAISSANCE DR
CityDENISON
StateTX
Zip75020-7311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRENAISSANCE PARK ADDN PHASE TWO, BLOCK 2, LOT 8, ACRES .6902
Legal SubdivisionRENAISSANCE PARK ADDN PHASE TWO
Legal Block2
Legal Lot Number8
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1006
Census Tract901

Owner

2109 Renaissance Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Grayson County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2109 RENAISSANCE DR, DENISON, TX 75020-7311
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed, Transfer · Conventional Mortgage
WSB MORTGAGE COMPANY/NJ
Sep 26, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 6, 2018Deed of Trust, Mortgage · Line of Credit
RED RIVER EMPLOYEES FCU
Sep 1, 2019Loan Modification, Mortgage
RED RIVER EMPS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2026 · Amount on File
Deed SaleJul 6, 2026 · Amount on File
Prior SaleSep 26, 2022 · Amount on File
Deed Document Number202616916
Prior Transfer DateApr 28, 2015
Prior Transfer Doc0000007875
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionGRAYSON TX
Recording DateJul 6, 2026
Property Address2109 RENAISSANCE DR, DENISON, TX 75020-7311
Document Number0000016916
Instrument DateJul 1, 2026
Instrument202616916
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 RENAISSANCE DR, DENISON, TX 75020-7311

Mortgage

Document Number0000016917,
DateJul 6, 2026
Instrument202616917
Lender
NameWSB MORTGAGE COMPANY/NJ
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateSep 26, 2022
Property Address2109 RENAISSANCE DR, DENISON, TX 75020-7311
Document Number0000032068
Map ReferenceVOL 13 PG 41
Instrument DateSep 21, 2022
Instrument2022-32068
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyRED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2109 RENAISSANCE DR, 2109, DENISON, TX 75020-7311

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 RENAISSANCE DR, DENISON, TX 75020-7311

Mortgage

Document Number0000032069
DateSep 26, 2022
Instrument2022-32069
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address2109 RENAISSANCE DR, DENISON, TX 75020-7311
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyRED RIVER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015126
DateJul 6, 2018
Instrument2018-00015126
Lender
NameRED RIVER EMPLOYEES FCU
TypeCredit Union
AddressDENISON, TX 75020
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address2109 RENAISSANCE DR, DENISON, TX 75020-7311
Document Number0000026122
Instrument DateSep 1, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2109 RENAISSANCE DR DENISON TX 750207311, DENISON, TX 75020-7311

Mortgage

Document Number0000026122
DateOct 28, 2019
Instrument26122
Lender
NameRED RIVER EMPS FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueOct 27, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2109 Renaissance Dr was $8,590 with a homeowner's exemption, down 3.9% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,590.00 (-3.85%) Homeowner's exemption$452,227 Land $105,228 Building $346,999$452,227 Land $105,228 Building $346,999
2024$8,934.00
2023$440,391 Land $73,659 Building $366,732$440,391 Land $73,659 Building $366,732
2022$7,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Renaissance Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1982–2017)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Renaissance Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: Bluepeak, Nextlink, TekWav.

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