2108 Renaissance Dr, Denison, TX 75020 Property Records

Grayson County property record for 2108 Renaissance Dr, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	3,386 sqft · built 2002
Lot Size	0.218 acres (9,531 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,515 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D045 3388016`

Property Details

APN / Parcel Number

Primary APN	`D045 3388016`
Alternative APN	`208902`

Interior

Building Area	3,386 sqft Living Area
Gross Area	4,027 sqft
1st Floor Area	3,386 sqft
Upper Floors Area	1,141 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Lot Area	9,531 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	191 sqft

Location & Zoning

Account Number	208902
Old Parcel Number	D045 3388016
Street Address	2108 RENAISSANCE DR
City	DENISON
State	TX
Zip	75020-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENAISSANCE PARK ADDN PHASE TWO, BLOCK 2, LOT 16, ACRES .2188
Legal Subdivision	RENAISSANCE PARK ADDN PHASE TWO
Legal Phase	2
Legal Block	2
Legal Lot Number	16
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1006
Census Tract	901

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2108 RENAISSANCE DR, DENISON, TX 75020-7313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0003236738
Record Updated	Jun 7, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	Apr 1, 2026
Property Address	2108 RENAISSANCE DR, DENISON, TX 75020-7313
Document Number	0000007736
Instrument Date	Mar 25, 2026
Instrument	20267736
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 RENAISSANCE DR, DENISON, TX 75020-7313
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007736,
Date	Apr 1, 2026
Instrument	20267736

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2108 RENAISSANCE DR, DENISON, TX 75020-7313
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011063
Date	Apr 7, 2021
Instrument	2021-00011063

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,411 (-1.15%) Land $66,526 Building $393,885	$460,411 (-1.15%) Land $66,526 Building $393,885
2024	$8,515.00 (+11.32%)
2023		$465,761 Land $44,986 Building $420,775	$465,761 Land $44,986 Building $420,775
2022	$7,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2017)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Bluepeak, Nextlink, TekWav.

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