2109 Gemini Ct, Havre De Grace, MD 21078 Property Records

Harford County property record for 2109 Gemini Ct, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,420 sqft · built 2003
Lot Size	0.534 acres (23,261 sqft)
Owner	2 Individual Names on File
Last Sale	$374,900 (Jan 2017)
Tax Bill	$4,551 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-100568`

Property Details

APN / Parcel Number

Primary APN	`02-100568`
Alternative APN	`100568`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,420 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,261 sqft (0.534 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Deck Area	408 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	100568
Street Address	2109 GEMINI CT
City	HAVRE DE GRACE
State	MD
Zip	21078-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 23261 SF 2109 GEMINI COURT GREENS ROCK GLENN 107/81
Legal Subdivision	GREENS ROCK GLENN 04
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	3
Census Block	3009
Census Tract	306300

Owner

2109 Gemini Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2109 GEMINI CT, HAVRE DE GRACE, MD 21078-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2017 · Amount on File
Deed Sale	Jan 19, 2017 · Amount on File
Prior Sale	Aug 21, 2009 · Amount on File
Deed Document Number	201712193-0001
Deed Book / Page	12193 / 1
Record Updated	Oct 29, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 19, 2017
Property Address	2109 GEMINI CT, HAVRE DE GRACE, MD 21078-2012
Document Number	0121930001
Book / Page	12193 / 0001
Map Reference	MB107 FO81
Instrument Date	Jan 11, 2017
Instrument	12193-0001
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,323.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 GEMINI CT, HAVRE DE GRACE, MD 21078-2012

Mortgage

Document Number	121930008
Date	Jan 19, 2017
Instrument	12193-0008

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2109 Gemini Ct was $4,551, up 12.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,551.00 (+12.79%)	$477,400 Land $113,300 Building $364,100	$477,400 Land $113,300 Building $364,100
2025	$4,035.00
2023		$396,200 Land $113,300 Building $282,900	$396,200 Land $113,300 Building $282,900
2022	$3,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2109 Gemini Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2109 Gemini Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880