Harford County property record for 2102 Gemini Ct, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,600 sqft · built 2003 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (May 2019) |
| Tax Bill | $4,963 (2026) |
| Deeds & Mortgages | Jan 2019 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-100584 |
| Primary APN | 02-100584 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,600 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,562 sqft (0.495 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 100584 |
|---|---|
| Street Address | 2102 GEMINI CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 12 21562 SF 2102 GEMINI COURT GREENS ROCK GLENN 107/81 |
| Legal Subdivision | GREEN AT ROCK GLENN |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 306300 |
2102 Gemini Ct is owned and occupied by two individuals who bought it in May 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2102 GEMINI CT, HAVRE DE GRACE, MD 21078-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 23, 2019 | Deed, Transfer · Conventional Mortgage SUN TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Jan 29, 2013 · Amount on File |
| Deed Book / Page | 13273 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2102 GEMINI CT, HAVRE DE GRACE, MD 21078-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0131150490 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 13115/0490 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2102 GEMINI CT, HAVRE DE GRACE, MD 21078-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0145750172 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 14575/172 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 23, 2019 |
| Property Address | 2102 GEMINI CT, HAVRE DE GRACE, MD 21078-2012 |
| Document Number | 0132730424 |
| Book / Page | 13273 / 0424 |
| Map Reference | MB CGH 107 FO 81 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1525 W 36TH ST, BALTIMORE, MD 21211-2307 |
| Document Number | 0013273432 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 13273/432 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 2102 Gemini Ct was $4,963, up 12.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,963.00 (+12.23%) | $520,700 Land $113,100 Building $407,600 | $520,700 Land $113,100 Building $407,600 |
| 2025 | $4,422.00 | ||
| 2023 | $435,500 Land $113,100 Building $322,400 | $435,500 Land $113,100 Building $322,400 | |
| 2022 | $4,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2102 Gemini Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2011–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2102 Gemini Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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