2109 E 38th St, Kearney, NE 68847 Property Records

Buffalo County property record for 2109 E 38th St, Kearney, NE 68847 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 2022
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Jun 2026)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60000922627387`

Property Details

APN / Parcel Number

Primary APN	`60000922627387`
Alternative APN	`600009226`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	5,980 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	60000922627387
Street Address	2109 E 38TH ST
City	KEARNEY
State	NE
Zip	68847-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLENNIAL ESTATES FOURTH ADD KY BLK 2 LOT 4
Legal Subdivision	MILLENNIAL ESTATES THIRD ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	10
Census Block Group	2
Census Block	2002
Census Tract	969300

Owner

Source: Buffalo County records · APN 60000922627387

Assessment roll updated February 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2109 E 38TH ST, KEARNEY, NE 68847-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	20262808
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jun 01, 2026
Property Address	2109 E 38TH ST, KEARNEY, NE 68847-8111
Document Number	0000002808
Instrument Date	May 07, 2026
Instrument	20262808
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$84,120.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 E 38TH ST, KEARNEY, NE 68847-8111

Mortgage

Document Number	0000002809,
Date	Jun 01, 2026
Instrument	20262809

Lender

Name	CHARTER W BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Buffalo County records · Assessment roll updated February 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,505 (+2.09%) Land $30,520 Building $260,985	$291,505 (+2.09%) Land $30,520 Building $260,985
2025	$3,668.00 (-13.59%)	$285,525 (+14.47%) Land $30,520 Building $255,005	$285,525 (+14.47%) Land $30,520 Building $255,005
2023	$4,245.00	$249,430 Land $29,630 Building $219,800	$249,430 Land $29,630 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buffalo County (31019C), updated October 24, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310199693002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Allo Communications	Fiber	2,300 / 2,300
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Great Plains Communications, Prairie Hills Wireless, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.