2105 E 38th St, Kearney, NE 68847 Property Records

Buffalo County property record for 2105 E 38th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,260 sqft · built 2022
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Mar 2022)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60000922427385`

Property Details

APN / Parcel Number

Primary APN	`60000922427385`
Alternative APN	`600009224`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Total Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,072 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	5,980 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	60000922427385
Street Address	2105 E 38TH ST
City	KEARNEY
State	NE
Zip	68847-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	MILLENNIAL ESTATES FOURTH ADD KY BLK 2 LOT 2
Legal Subdivision	MILLENNIAL ESTATES THIRD ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	BUFFALO NE
Township / Civil Division	10
Census Block Group	2
Census Block	2002
Census Tract	969300

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2105 E 38TH ST, KEARNEY, NE 68847-8111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Nov 7, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	20221331
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	2105 E 38TH ST, KEARNEY, NE 68847-8111
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601225
Date	Mar 12, 2026
Instrument	2026-01225

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Nov 7, 2022
Property Address	2105 E 38TH ST, KEARNEY, NE 68847-8111
Document Number	0202206242
Instrument Date	Oct 21, 2022
Instrument	2022-06242
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206243
Date	Nov 7, 2022
Instrument	2022-06243

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,390 (+2.04%) Land $30,520 Building $308,870	$339,390 (+2.04%) Land $30,520 Building $308,870
2025	$4,273.00 (-13.55%)	$332,615 (+14.51%) Land $30,520 Building $302,095	$332,615 (+14.51%) Land $30,520 Building $302,095
2023	$4,943.00	$290,480 Land $29,630 Building $260,850	$290,480 Land $29,630 Building $260,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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