2109 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2109 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,772 sqft · built 1998
Lot Size	0.127 acres (5,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Feb 2024)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-283593`

Property Details

APN / Parcel Number

Primary APN	`03-283593`
Alternative APNs	`3283593` `283593`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,772 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,513 sqft (0.127 acres)
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	283593
Street Address	2109 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3157
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 384 5513 SF 2109 BRANDY DRIVE ROSEFIELDS S8 PT 78/47
Legal Subdivision	PLAT NO 1 ROSEFIELD
Legal Lot Number	384
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303204

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2109 BRANDY DR, FOREST HILL, MD 21050-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2022	Deed, Transfer DBA EASTERN TITLE AND STLMT
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI ROSEDALE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Book / Page	16182 / 234
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 23, 2024
Property Address	2109 BRANDY DR, FOREST HILL, MD 21050-3157
Document Number	0161820234
Book / Page	16182 / 234
Map Reference	MB CGH III 78 FO 47
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2109 BRANDY DR, FOREST HILL, MD 21050-3157

Mortgage

Document Number	0161820240
Date	Feb 23, 2024
Instrument	16182-0240

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 14, 2022
Property Address	2109 BRANDY DR, FOREST HILL, MD 21050-3157
Document Number	0153090415
Book / Page	15309 / 415
Map Reference	MB CGH III 78 FO 47
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DBA EASTERN TITLE AND STLMT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4280 GALT OCEAN DR APT 9P, 9P, FORT LAUDERDALE, FL 33308-6169

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 22, 2019
Property Address	2109 BRANDY DR, FOREST HILL, MD 21050-3157
Document Number	0131970040
Book / Page	013197 / 000040
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2109 BRANDY DR FOREST HILL MD 210503157, FOREST HILL, MD 21050-3157

Mortgage

Document Number	131970047
Date	Mar 22, 2019
Book Page	013197/000047

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,000 (+15.76%)	$367,000 (+10.38%) Land $87,000 Building $280,000
2025	$3,431.00 (+12.64%)
2023		$297,167	$332,500 Land $82,500 Building $250,000
2022	$3,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Brandy Dr

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