2106 Brandy Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2106 Brandy Dr, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	3 ba · 1,774 sqft · built 1993
Lot Size	0.077 acres (3,360 sqft)
Owner	2 Individual Names on File
Last Sale	$284,000 (Mar 2020)
Tax Bill	$3,255 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-283062`

Property Details

APN / Parcel Number

Primary APN	`03-283062`
Alternative APNs	`3283062` `283062`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,774 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,360 sqft (0.077 acres)
Garage Type	Built-in
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	283062
Street Address	2106 BRANDY DR
City	FOREST HILL
State	MD
Zip	21050-3157
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 267 3360 SF 2106 BRANDY DRIVE ROSEFIELDS S8 PT 78/47
Legal Subdivision	ROSEFIELDS
Legal Lot Number	267
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

2106 Brandy Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2020.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION LOANS LLC
Mar 4, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Sep 21, 2017	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Sep 21, 2017 · Amount on File
Deed Book / Page	13723 / 286
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144830328
Date	Feb 10, 2021
Book Page	14483/328

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157

Mortgage

Document Number	0155850107
Date	Jul 5, 2022
Book Page	15585/107

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 4, 2020
Property Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157
Document Number	0137230286
Book / Page	013723 / 000286
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2106 BRANDY DR FOREST HILL MD 210503157, FOREST HILL, MD 21050-3157

Mortgage

Document Number	137230293
Date	Mar 4, 2020
Book Page	013723/000293

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 21, 2017
Property Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157
Document Number	0125200280
Book / Page	12520 / 0280
Map Reference	MB CGH 78 FO47
Instrument Date	Aug 31, 2017
Instrument	12520-0280
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 BRANDY DR, FOREST HILL, MD 21050-3157

Mortgage

Document Number	125200287
Date	Sep 21, 2017
Instrument	12520-0287

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2106 Brandy Dr was $3,255, up 5.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,255.00 (+5.78%)	$298,667	$325,200 Land $82,000 Building $243,200
2025	$3,077.00
2023		$279,400	$285,400 Land $82,000 Building $203,400
2022	$3,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Brandy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Brandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong.

Cell Coverage

5G (outdoors only) and 4G LTE

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