Osceola County property record for 2108 Senate Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,931 sqft · built 2006 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Jan 2015) |
| Tax Bill | $4,644 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0054-0001-0840 |
| Primary APN | 09-26-30-0054-0001-0840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,931 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,924 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 104 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2108 SENATE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 1A PB 18 PG 40-42 LOT 84 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 54 |
| Legal Block | 840 |
| Legal Lot Number | 84 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0054-0001-0840
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2108 SENATE AVE, SAINT CLOUD, FL 34769-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 13, 2019 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2015 · Amount on Record |
| Deed Sale | Jan 23, 2015 · Amount on Record |
| Prior Sale | Oct 08, 2014 |
| Deed Document Number | 201510920 |
| Deed Book / Page | 4725 / 1825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2108 SENATE AVE, SAINT CLOUD, FL 34769-7075 |
| Document Number | 0056171914 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2108 SENATE AVE ST CLOUD FL 347697075, ST CLOUD, FL 34769-7075 |
| Document Number | 0056171914 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 005617/001914 |
| Instrument | 142834 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2108 SENATE AVE, SAINT CLOUD, FL 34769-7075 |
| Document Number | 0056172926 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 2108 SENATE AVE ST CLOUD FL 347697075, ST CLOUD, FL 34769-7075 |
| Document Number | 0056172926 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 005617/002926 |
| Instrument | 143099 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,644.00 (+4.83%) Homeowner's exemption | $178,987 (+5.99%) | $300,100 (+0.87%) Land $70,000 Building $230,100 |
| 2023 | $4,430.00 (+3.38%) Homeowner's exemption | $168,877 (+3%) | $297,500 (+18.24%) Land $60,000 Building $237,500 |
| 2022 | $4,285.00 Homeowner's exemption | $163,959 | $251,600 Land $55,000 Building $196,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures