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2104 Senate Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2104 Senate Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage2,807 sqft Living Area
Lot Size5,749 sqft (0.132 acres)
OccupancyOwner Occupied
Last Sale$276,000 (2019)
Tax Bill$5,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-26-30-0054-0001-0860
Alternative APNs
  • 263009005400010860
  • 138249

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,807 sqft Living Area
Gross Area3,363 sqft Gross Area
1st Floor1,654 sqft 1st Floor
Upper Floors1,153 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,749 sqft (0.132 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area232 sqft Pool
Deck Area1,049 sqft Deck
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2104 SENATE AVE
CitySAINT CLOUD
StateFL
Zip34769-7075
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PHASE 1A PB 18 PG 40-42 LOT 86
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK PH 1A
Legal Phase1A
Legal Tract54
Legal Block860
Legal Lot Number86
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0054-0001-0860

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Nov 23, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
May 20, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 25, 2018Grant Deed, Transfer
STEWART TITLE
May 07, 2018Warranty Deed, Transfer
STEWART TITLE
Jan 06, 2017Deed of Trust, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleMay 07, 2018 · Amount on Record
Deed Doc Number201964204
Deed Book / Page5526 / 1022
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075

Mortgage

Document Number0069091749
DateJan 20, 2026
Book Page6909/1749
Instrument2026007378
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term347 Months
DueDec 28, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075

Mortgage

Document Number0060921777
DateNov 23, 2021
Book Page6092/1777
Instrument2021181433
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueJun 01, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 20, 2019
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Document Number0055261022
Book / Page5526 / 1022
Map ReferenceMB 18 PG 40
Instrument DateMay 03, 2019
Instrument2019064204
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,932.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address180 N STETSON AVE STE 3650, 180, CHICAGO, IL 60601-6709

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075

Mortgage

Document Number0055261023
DateMay 20, 2019
Instrument5526/1023
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 25, 2018
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Document Number0053730772
Book / Page005373 / 000772
Instrument DateJul 13, 2018
Instrument113607
Transaction TypeTransfer
Record UpdatedAug 10, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 07, 2018
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Document Number0053282713
Book / Page005328 / 002713
Instrument DateMay 04, 2018
Instrument72001
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,715.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
InvestorPossibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2104 SENATE AVE, SAINT CLOUD, FL 34769-7075
Document Number0050910088
Book / Page005091 / 000088
Instrument DateJan 06, 2017
Transaction TypeMortgage
Record UpdatedFeb 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2104 SENATE AVE ST CLOUD FL 347697075, ST CLOUD, FL 34769-7075

Mortgage

Document Number0050910088
DateJan 25, 2017
Book Page005091/000088
Instrument13568
Lender
NameIBERIABANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,948.00 (+4.94%) Homeowner's exemption$251,832 (+5.99%)$367,600 (+0.77%) Land $70,000 Building $297,600
2023$5,668.00 (+3.28%) Homeowner's exemption$237,607 (+3%)$364,800 (+11.76%) Land $60,000 Building $304,800
2022$5,488.00 Homeowner's exemption$230,687$326,400 Land $55,000 Building $271,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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