2108 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 2108 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,036 sqft · built 1983
OwnerCompany Name on Record
Last Sale$200,000 (Jan 2023)
Tax Bill$1,720 (2025)
Deeds & MortgagesJan 2023 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN79195

Property Details

APN / Parcel Number

Primary APN79195
Alternative APNs
  • 18590639145002108
  • 73002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number79195
Street Address2108 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 02 2108 PLAT 19-19
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address238 N HAWTHORNE RD, WINSTON SALEM, NC 27104-4329
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Warranty Deed, Transfer
Apr 9, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF TENNESSEE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2023 · Amount on Record
Deed SaleJan 25, 2023 · Amount on Record
Prior SaleApr 9, 2020 · Amount on Record
Deed Document Number0005851130
Deed Book / Page585 / 1130
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 25, 2023
Property Address2108 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000289
Book / Page585 / 1130
Map ReferenceMB 5 PG 5
Instrument DateJan 20, 2023
Instrument2023000289
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 ASHCLIFF LN, DURHAM, NC 27703-6798

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 N HAWTHORNE RD, WINSTON SALEM, NC 27104-4329

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 9, 2020
Property Address301 PINNACLE INN RD UNIT 2108, 2108, BEECH MOUNTAIN, NC 28604-7479
Document Number0005420692
Book / Page000542 / 000692
Instrument DateApr 6, 2020
Instrument1702
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2000 BIDDESTONE CT RALEIGH NC 276126400, RALEIGH, NC 27612-6400

Mortgage

Document Number5420694
DateApr 9, 2020
Book Page000542/000694
Instrument1703
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 8, 2050
Interest
Rate TypeAdjustable Rate
Rate5.28%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,720.00 (+162.6%)$163,900 (-) Building $163,900$163,900 (-) Building $163,900
2023$655.00 (-6.16%)$163,900 (-) Building $163,900$163,900 (-) Building $163,900
2022$698.00$163,900 Building $163,900$163,900 Building $163,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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