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2103 Pinnacle Inn Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 2103 Pinnacle Inn Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,036 sqft · built 1983
OwnerCompany Name on Record
Last Sale$205,000 (Jan 2024)
Tax Bill$1,696 (2025)
Deeds & MortgagesJan 2024 Sale
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN81070

Property Details

APN / Parcel Number

Primary APN81070
Alternative APNs
  • 18590639145002103
  • 73243

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,036 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number81070
Street Address2103 PINNACLE INN RD
CityBEECH MOUNTAIN
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBM PINNACLE INN 02 2103 0019 0019
Legal SubdivisionBM PINNACLE INN
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1002
Census Tract930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address2 CLAYMONT CT S, PALM COAST, FL 32137-8346
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer
Jun 18, 2020Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number0005952362
Deed Book / Page595 / 2362
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJan 10, 2024
Property Address2103 PINNACLE INN RD, BEECH MOUNTAIN, NC 28604
Document Number0000000126
Book / Page595 / 2362
Map ReferenceMB 142 PG 9
Instrument DateJan 8, 2024
Instrument2024000126
Transaction TypeTransfer
Record UpdatedJan 23, 2024

Transaction

AmountAmount Recorded
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address494 BIRD LN, STANARDSVILLE, VA 22973-2224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2 CLAYMONT CT S, PALM COAST, FL 32137-8346

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJun 18, 2020
Property Address301 PINNACLE INN RD UNIT 2103, 2103, BEECH MOUNTAIN, NC 28604-7479
Document Number0005441058
Book / Page000544 / 001058
Instrument DateJun 16, 2020
Instrument2741
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address494 BIRD LN STANARDSVILLE VA 229732224, STANARDSVILLE, VA 22973-2224

Mortgage

Document Number5441061
DateJun 18, 2020
Book Page000544/001061
Instrument2742
Lender
NameMOUNTAIN CMNTY BK
TypeBank
AddressSUGAR MOUNTAIN, NC 28604
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 17, 2040

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalityBeech Mountain Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,696.00 (+162.54%)$161,600 (-) Building $161,600$161,600 (-) Building $161,600
2023$646.00 (-6.24%)$161,600 (-) Building $161,600$161,600 (-) Building $161,600
2022$689.00$161,600 Building $161,600$161,600 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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