2108 Ocean Dr, New Smyrna Beach, FL 32169 Property Records

Volusia County property record for 2108 Ocean Dr, New Smyrna Beach, FL 32169

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,372 sqft · built 2005
Lot Size	0.226 acres (9,858 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2003)
Tax Bill	$8,685 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7404-11-00-0990`

Property Details

APN / Parcel Number

Primary APN	`7404-11-00-0990`
Alternative APNs	`34170411000990` `4973001.0` `4973001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,372 sqft Living Area
1st Floor Area	1,088 sqft
2nd Floor Area	1,388 sqft
Upper Floors Area	1,088 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Concrete
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	9,858 sqft (0.226 acres)
Lot Dimensions	106 ft deep x 93 ft wide
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	54 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4973001.0
Old Parcel Number	34170411000990
Street Address	2108 OCEAN DR
City	NEW SMYRNA BEACH
State	FL
Zip	32169-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT E-3 CORONADA SHORES UNIT 5 RESUB MB 38 PG 168 PER OR 5148 PG 1915
Legal Range	34E
Legal Township	17S
Legal Section	04
Legal Subdivision	SHORES
Legal Tract	11
Legal Lot Number	E-3
Legal Unit	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1008
Census Tract	82701

Owner

2108 Ocean Dr is owned and occupied by two individuals who bought it in August 2003.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 23, 2024	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2003 · Amount on File
Deed Sale	Aug 26, 2003 · Amount on File
Prior Sale	Apr 21, 1999 · Amount on File
Deed Document Number	0514801915
Deed Book / Page	05148 / 01915
Record Updated	Jun 8, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 23, 2024
Property Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016
Document Number	0085091640
Book / Page	8509 / 1640
Instrument Date	Jan 17, 2024
Instrument	2024013551
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7335 RIVER RD, CONESTOGA, PA 17516-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 23, 2024
Property Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016
Document Number	0085091635
Book / Page	8509 / 1635
Instrument Date	Jan 17, 2024
Instrument	2024013550
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$28,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7335 RIVER RD, CONESTOGA, PA 17516-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2016

Mortgage

Document Number	0076421606
Date	Jan 7, 2019
Book Page	7642/1606
Instrument	2019-003478

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2108 Ocean Dr was $8,685 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	New Smyrna Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,685.00 Homeowner's exemption	$511,892	$1,375,867 Land $843,898 Building $531,969
2023	$7,620.00 (+4.41%) Homeowner's exemption	$482,977 (+3%)	$1,216,630 (+12.65%) Land $695,520 Building $521,110
2022	$7,298.00 Homeowner's exemption	$468,910	$1,080,038 Land $667,699 Building $412,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2108 Ocean Dr in Zone X, an area of minimal flood risk, though there have been 66 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	571 units insured incl. 279 condo units
Nearby Flood Claims	66 (1982–2025)
Claims Outside the SFHA	47 of 66
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 17 claims Hurricane Ian, Sep 2022 · 15 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2108 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW SMYRNA BEACH serves 69,409 people · EPA ID FL3640876
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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