2103 Ocean Dr, New Smyrna Beach, FL 32169 Property Records

Volusia County property record for 2103 Ocean Dr, New Smyrna Beach, FL 32169

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,667 sqft · built 2012
Lot Size	0.739 acres (32,200 sqft)
Owner	2 Trust Names on File
Last Sale	$120,128 (Jul 2020)
Tax Bill	$20,120 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7404-11-00-0890`

Property Details

APN / Parcel Number

Primary APN	`7404-11-00-0890`
Alternative APNs	`34170411000890` `04173411000890` `4546944.0` `4546944`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,667 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,600 sqft
Upper Floors Area	784 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	32,200 sqft (0.739 acres)
Lot Dimensions	322 ft deep x 50 ft wide
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,277 sqft
Parking Spaces	2 Parking Spaces
Deck Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4546944
Street Address	2103 OCEAN DR
City	NEW SMYRNA BEACH
State	FL
Zip	32169-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	LOT 89 CORONADO SHORES UNIT 5 RESUB MB 38 PG 168 PER OR 4522 PG 1464 PER OR 5677 PG 4216 PER OR 7885 PG 3368
Legal Range	34E
Legal Township	17S
Legal Section	04
Legal Subdivision	CORONADO SHORES UNIT 5 RESUB MB
Legal Tract	11
Legal Lot Number	89
Legal Unit	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1008
Census Tract	82701

Owner

2103 Ocean Dr is owner-occupied and held in a trust since July 2020.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2103 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jul 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Prior Sale	Oct 18, 2005 · Amount on File
Deed Document Number	2020137326
Deed Book / Page	7885 / 3368
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0078853368
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2103 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2015
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076892778
Date	May 2, 2019
Book Page	7689/2778
Instrument	2019-087359

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 27, 2020
Property Address	2103 OCEAN DR, NEW SMYRNA BEACH, FL 32169-2015
Document Number	0078853368
Book / Page	007885 / 003368
Instrument Date	Jul 24, 2020
Instrument	137326
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$841.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2103 OCEAN DR NEW SMYRNA BEACH FL 321692015, NEW SMYRNA BEACH, FL 32169-2015

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Ocean Dr was $20,120 with a homeowner's exemption, up 0.3% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	New Smyrna Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,300,538 (+2.7%)	$3,706,525 (+0.82%) Land $2,430,000 Building $1,276,525
2025	$20,120.00 (+0.28%) Homeowner's exemption	$1,266,347 (+2.9%)	$3,676,274 (+17.97%) Land $2,430,000 Building $1,246,274
2024	$20,063.00 (+1.53%) Homeowner's exemption	$1,230,658 (+3%)	$3,116,212 (+1.08%) Land $1,920,000 Building $1,196,212
2023	$19,761.00 (+4.27%) Homeowner's exemption	$1,194,814 (+3%)	$3,082,956 (+34.46%) Land $1,920,000 Building $1,162,956
2022	$18,951.00 Homeowner's exemption	$1,160,014	$2,292,874 Land $1,327,500 Building $965,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2103 Ocean Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	571 units insured incl. 279 condo units
Nearby Flood Claims	66 (1982–2025)
Claims Outside the SFHA	47 of 66
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 17 claims Hurricane Ian, Sep 2022 · 15 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Ocean Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW SMYRNA BEACH serves 69,409 people · EPA ID FL3640876
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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