2108 Emerald Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2108 Emerald Dr, Champaign, IL 61822 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	11,712 sqft (0.269 acres)
Occupancy	Owner Occupied
Last Sale	$299,000 (2019)
Tax Bill	$10,011.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-20-20-331-004`

Exterior

Lot Area	11,712 sqft (0.269 acres)

Location & Zoning

Street Address	2108 EMERALD DR
City	CHAMPAIGN
State	IL
Zip	61822-3533
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 426 IRONWOOD WEST IV SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST IV SUB
Legal Lot Number	426
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	CHAMPAIGN CITY
Census Blockgroup	1
Census Block	1028
Census Tract	1205

Owner

Source: Champaign County records · APN 03-20-20-331-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2108 EMERALD DR, CHAMPAIGN, IL 61822-3533
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2019 · Amount on Record
Deed Sale	Apr 01, 2019 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Doc Number	20194310
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 01, 2019
Property Address	2108 EMERALD DR, CHAMPAIGN, IL 61822-3533
Document Number	0000004310
Map Reference	DOC 2003R09650
Instrument Date	Feb 28, 2019
Instrument	2019R04310
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIANCE CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 EMERALD DR, CHAMPAIGN, IL 61822-3533

Mortgage

Document Number	0000004311
Date	Apr 01, 2019
Instrument	2019R04311

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2034

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,130 (+30.72%) Land $27,500 Building $112,630	$420,390 (+30.72%) Land $82,500 Building $337,890
2024	$10,011.00 (+11.62%)
2022	$8,969.00 Homeowner's exemption Senior Citizen's exemption	$107,200 Land $21,040 Building $86,160	$321,600 Land $63,120 Building $258,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.