2107 Emerald Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2107 Emerald Dr, Champaign, IL 61822 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.226 acres (9,823 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2012)
Tax Bill	$10,543 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-330-004`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-330-004`

Exterior

Lot Area	9,823 sqft (0.226 acres)

Location & Zoning

Street Address	2107 EMERALD DR
City	CHAMPAIGN
State	IL
Zip	61822-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 407 IRONWOOD WEST IV SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST IV SUB
Legal Lot Number	407
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1027
Census Tract	1205

Owner

Source: Champaign County records · APN 03-20-20-330-004

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2107 EMERALD DR, CHAMPAIGN, IL 61822-3532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2012 · Amount on Record
Deed Sale	Jun 08, 2012 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	201214078
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2107 EMERALD DR, CHAMPAIGN, IL 61822-3532
Document Number	0000009328
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2107 EMERALD DR CHAMPAIGN IL 618223532, CHAMPAIGN, IL 61822-3532

Mortgage

Document Number	0000009328
Date	Jun 01, 2020
Instrument	9328

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	JOY, IL 61260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,290 (+30.73%) Land $25,410 Building $115,880	$423,870 (+30.73%) Land $76,230 Building $347,640
2024	$10,543.00 (+10.77%)
2022	$9,518.00 Homeowner's exemption	$108,080 Land $19,440 Building $88,640	$324,240 Land $58,320 Building $265,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.