2108 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2108 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,244 sqft · built 1907
Lot Size	0.148 acres (6,456 sqft)
Owner	Individual Name on Record
Last Sale	$108,600 (Jun 2016)
Tax Bill	$2,357 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35044.0323`

Property Details

APN / Parcel Number

Primary APN	`35044.0323`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,244 sqft Living Area
Gross Area	1,394 sqft
1st Floor Area	622 sqft
2nd Floor Area	622 sqft
Basement Area	150 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,456 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	192 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2108 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L23 B5
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	5
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on Record
Deed Sale	Jun 17, 2016 · Amount on Record
Prior Sale	Sep 16, 2009 · Amount on Record
Deed Document Number	20166507428
Prior Transfer Date	Sep 4, 2009
Prior Transfer Doc	0005834412
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 29, 2026
Property Address	2108 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Document Number	0007505042
Instrument Date	Jul 24, 2026
Instrument	20267505042
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 E PROVIDENCE AVE, SPOKANE, WA 99207-4557

Mortgage

Document Number	0007505042,
Date	Jul 29, 2026
Instrument	20267505042

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2108 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007146796
Date	Nov 5, 2021
Instrument	7146796

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,357.00 (-1.67%)	$238,200 (+5.68%) Land $90,000 Building $148,200	$238,200 (+5.68%) Land $90,000 Building $148,200
2025	$2,397.00 (+8.51%)
2024		$225,400 (+29.32%) Land $65,000 Building $160,400	$225,400 (+29.32%) Land $65,000 Building $160,400
2023	$2,209.00 (+8.07%)	$174,300 Land $42,000 Building $132,300	$174,300 Land $42,000 Building $132,300
2022	$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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