2104 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2104 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1909
Lot Size	0.152 acres (6,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Jul 2006)
Tax Bill	$2,600 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35044.0324`

Property Details

APN / Parcel Number

Primary APN	`35044.0324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	1,006 sqft
Basement Area	500 sqft
Finished Basement	240 sqft
Unfinished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,633 sqft (0.152 acres)
Lot Dimensions	129 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2104 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L24 B5
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	5
Legal Lot Number	24
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2005
Census Tract	1600

Owner

Source: Spokane County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2104 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Prior Sale	Dec 29, 1999 · Amount on Record
Deed Document Number	20065403527
Last Transfer Date	Dec 29, 2021
Transfer Doc	0007166519
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2026
Property Address	2104 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Document Number	0007496549
Instrument Date	Jun 11, 2026
Instrument	20267496549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Investor	Possibly a Property Investor

Mortgage

Document Number	0007496549,
Date	Jun 22, 2026
Instrument	20267496549

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2046

Interest

Rate	6.36%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Dec 30, 2021
Property Address	2104 E PROVIDENCE AVE, SPOKANE, WA 99207-4557
Document Number	0007166519
Map Reference	VOL E PG 1
Instrument Date	Dec 29, 2021
Instrument	7166519
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 E PROVIDENCE AVE, SPOKANE, WA 99207-4557

Mortgage

Document Number	0007166520
Date	Dec 30, 2021
Instrument	7166520

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,600.00 (-2.03%)	$263,400 (+5.57%) Land $75,000 Building $188,400	$263,400 (+5.57%) Land $75,000 Building $188,400
2025	$2,654.00 (+8.59%)
2024		$249,500 (+33.14%) Land $60,000 Building $189,500	$249,500 (+33.14%) Land $60,000 Building $189,500
2023	$2,444.00 (+11.29%)	$187,400 Land $35,000 Building $152,400	$187,400 Land $35,000 Building $152,400
2022	$2,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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