21079 Arnold Rd, Avenue, MD 20609 Property Records

St. Mary's County property record for 21079 Arnold Rd, Avenue, MD 20609

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1920
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Sep 2019)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-000685`

Property Details

APN / Parcel Number

Primary APN	`07-000685`
Alternative APNs	`7000685` `000685`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	232 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000685
Street Address	21079 ARNOLD RD
City	AVENUE
State	MD
Zip	20609-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ADJUSTED PARCEL 399 BLAP 61/79
Legal Subdivision	PAT CREEK
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3001
Census Tract	875300

Owner

Source: St. Mary's County records · APN 07-000685

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21079 ARNOLD RD, AVENUE, MD 20609-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 04, 2019	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 04, 2019	Quit Claim Deed, Transfer TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Deed Book / Page	5150 / 164
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0051500160
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	21079 ARNOLD RD, AVENUE, MD 20609-2439
Transaction Type	Mortgage
Record Updated	Jul 02, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057960300
Date	Jun 02, 2021
Book Page	5796/300

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 04, 2019
Property Address	21079 ARNOLD RD, AVENUE, MD 20609-2439
Document Number	0051500164
Book / Page	5150 / 164
Map Reference	LB 61 FO 79
Instrument Date	Aug 09, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,898.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21079 ARNOLD RD, AVENUE, MD 20609-2439

Mortgage

Document Number	5150171
Date	Sep 04, 2019
Instrument	5150/171

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 04, 2019
Property Address	21079 ARNOLD RD, AVENUE, MD 20609-2439
Document Number	0051500160
Book / Page	005150 / 000160
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	TRI-COUNTY ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21079 ARNOLD RD AVENUE MD 20609, AVENUE, MD 20609

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,867 (+7.14%)	$394,500 (-) Land $285,100 Building $109,400
2025	$3,714.00 (+5.15%) Homeowner's exemption	$345,233 (+9.54%)	$394,500 (+23.05%) Land $285,100 Building $109,400
2023	$3,532.00	$315,167	$320,600 Land $232,600 Building $88,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arnold Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures